$100,000
Get Steady Wins from Our Future Fund
Some things aren’t too good to be true. Boost your retirement with our safe, guaranteed Future Fund annuity (MYGA). Lock in our great rates now, and watch your retirement savings grow.
Rates as high as 6.50%
| Comparison category | Canvas | Other Annuity Carriers |
|---|---|---|
| Crediting Rate | Up to 6.50%Guaranteed for your full term 3 year6.30% 5 year6.40% 7 year6.40% 10 year6.50% | Average 5.84% Competitor carrier rates are almost always lower than Canvas Annuity's direct to consumer rates.
Spot a carrier offering higher rates than Canvas?
|
| Fees | None | Agent commissions, typically between 2%-5% of premium, can reduce the crediting rate. Some carriers also cut rates in exchange for penalty-free withdrawals or critical/terminal illness liquidity. |
| Interest type | Compound Interest (Annually) | Compound interest is the industry standard. |
| Access to funds | Free 10% withdrawals from year 1 with no reduction in rate.
| Many carriers offer 10% annual free withdrawals, but often with a crediting rate reduction between 0.10%-0.25% or a delayed start in year 2. |
Sourced from BluePrintIncome, based on a 5-Year MYGA. Averages are for B++ carriers as of 10.01.2026
Guaranteed to Gain
Rates as high as 6.50%
Higher Growth
Competitive compounding with locked in rates helps you maximize your earnings, stay protected from volatility, and plan with precision.
Built-in Features
The Future Fund has built-in features you won’t find anywhere else, like penalty-free withdrawals and a death benefit.
Don’t pay taxes until you make a withdrawal with tax-deferred earning.
65+ Years of
Financial Strength
Backed by
Our Future Fund is
Easy to Execute
01
10 Minutes to Open
No post office, fax, printer, or paperwork needed. Complete our secure online application in minutes. Need help? Our friendly experts are happy to chat.
02
Fund Your Account
An electronic check is the fastest option, but you can also fund your annuity with a wire transfer, paper check, 401(k), IRA or annuity transfer.
03
Watch Your Money Grow
That’s it! Your annuity is set up for guaranteed growth. Check your balance any time of day, from anywhere, with our easy-to-use online system.
Plan with Precision
Zero commissions, account charges or fees. Your interest rate stays securely locked.
Penalty-Free Withdrawals
Withdraw 10% of the Accumulation Value of your annuity annually without paying surrender charges.
Surrender Free Death Benefit
Your Accumulation Value gets paid to your beneficiary immediately, without surrender charges.
30 Day Money Back Guarantee
If for any reason the Future Fund isn’t right for you, we’ll give you your money back. No questions asked.
Crafted to Compound
Initial Investment
3 Years
5 Years
7 Years
10 Years
$120,116
Best for Flexibility
6.30% Rate
$136,367
Best for Balanced Growth
6.40% Rate
$154,380
Best for Confident Growth
6.40% Rate
$187,714
Best for Maximum Earnings
6.50% Rate
Initial Investment
$100,000
3 Years
$120,116
Best for Flexibility
6.30% Rate
5 Years
$136,367
Best for Balanced Growth
6.40% Rate
7 Years
$154,380
Best for Confident Growth
6.40% Rate
10 Years
$187,714
Best for Maximum Earnings
6.50% Rate
Here to Help
Canvas Future Fund
Multi-Year Guaranteed Annuities (3, 5, 7, or 10 years)
Best for
- Tax Deferral
- Protection from Market Volatility
- Guaranteed, Predictable Returns
Future Fund Benefits
- · Penalty-Free Withdrawals (Up to 10% Annually)
- · Surrender Charge Free Death Benefit
- · Zero Commissions, Account Charges or Fees
- · 30 Day Money Back Guarantee
Canvas Forever Fund
Single or Joint Immediate Annuities
Best for
- Receiving Monthly Income Right Away
- Single or Joint Coverage (Such as a Spouse)
- Flexible Options for Peace of Mind
Forever Fund Benefits
- · Customizable Payment Options
- · Cash or Installment Refunds
- · Option to Add 3% Annual Increase
- · Zero Commissions, Account Charges or Fees
Devon Askew
Canvas Director
Bryson Martin
Canvas Preferred
Alex Render
IT Helpdesk
Steady Wins the Retirement Race
Rates as high as 6.50%
In the uncertain world of retirement, it’s good to have guaranteed returns to depend on. Watch our mascot Steady Edward use measured steps to beat the volatile hare.
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Trusted by Customers 
Rated 4.4 out of 5 based on 497 reviews on 
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easy to follow & gr8 rates
easy to follow & gr8 rates
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Questions? We've Got Answers. Read More Here >
A tax-deferred annuity is a type of financial product you can use to help prepare for your retirement. When you fund this kind of annuity, you're essentially setting aside money to grow over time. So, what is tax-deferred? That just means that the interest your money earns doesn't get taxed right away. Instead, you only pay taxes on the gains when you take the money out.
A tax-deferred annuity can be beneficial to retirees because many people find themselves in a lower tax bracket when they retire compared to their working years. By deferring the taxes, you're not just delaying payment, but you're also allowing your money to compound and grow more since it's not being reduced by taxes each year. This means that by the time you're ready to use it, you'll have a larger sum saved up, and could ultimately pay less in taxes.
You can withdraw money from your Future Fund at any time. You get free withdrawals up to the annual 10% of your Accumulation Value each year without having to pay fixed annuity surrender charges. Also, IRS Required Minimum Distributions (RMDs) can be taken without penalty.
The Future Fund offers the flexibility to withdraw up to 10% of your annuity's Accumulation Value each year without being charged. Should you need to withdraw more than this annual 10% threshold, the additional amount will be subject to a surrender charge as outlined in the annuity's surrender charge schedule.
With the Future Fund, the interest rate is locked in for the term you choose. Term lengths can be either 3, 5, 7, or 10 years. This means the rate won't change during that time.
If you’re looking for low-risk investment options, the Future Fund can give you the stability you want because it is not exposed to stock market fluctuations. Money grows based on the interest rate locked in when the annuity contract is purchased, making the Future Fund ideal as a low-risk retirement investment.
